impressiveness

This past week was amazing. Without spending too much time going into the details. I was able to meet my goal of $5,000 of debt reduction and actually surpassed it by $400. That’s a fantastic feeling and now just to continue through with my debt reduction as if I didn’t meet my goal.

Also, I started running. I ran three times last week. I do the walk one minute run two minutes. My heart rate is extremely high (I know thanks to my Polar HR Monitor) and I need to work on getting it within the right range. I was able to run a total of 6.29 miles this week at 30 minute a pop. It’s not anything earth shattering but for me it’s very good.

To kind of support my running goal I signed up for RunnersWorld and I signed up for their forum.

The only two things that have bothered me is some calf tightenting as I run, and my feet tend to fall asleep. I heard it could be the shoes so I need to run over to the New Balance store at Tuttle this week to see what they say.

The rest of the weekend should be pretty calm. Picking up my glasses and telling my doctor that these contacts don’t work for me. I think I’d like to try some acuvue contacts instead of these purevision.

the only certainty in life…

It’s that time of the year again, where billions of people start to file their tax returns, and while mine is not complicated to finish it just takes some time to gather all of the information from work, student loans and colleges.

Luckily this year I am getting a hefty refund mostly because I still goto school and my program is expensive. My refund is just over $3,900. All of that will go to pay off my Discover, Express, Jcrew and AnF credit cards. Which will take my total for the year above the goal of $5,000.

With my calculations I’ve determined that I can pay close to $9,000 off of my credit cards this year. I’m just very happy with the progress that I’ve made this early on, and the challenge will be not to charge on them after they are paid off.

However, if I continue to get offers in the mail for balance transfers. I will start to play the credit card surfing game to lower my interest rates. Citi keeps sending me 2.9% BT offers and while it is appealing, it’s not something I want to do just yet.

Anyways, that’s my taxes update….